Back in the Saddle
It is October 2022 and I am back. Hope you all had a great summer. I was busy attempting to garner work and also every now and then having a nice day or night out. At least that was what it was supposed to be. I actually was not very happy throughout it due to various things inside and outside of my control. It pays to not be nervous folks. Just remember that.
I may be hopefully making a good amount of money per month come next year. I am hopeful. I am paranoid. I have my fingers crossed. When I am done with this assignment I have several others to do. My book reviews all are coming due at the end of this year. Plus my Audible has to be uploaded and sent in for consideration.
Not to jinx me but being a freelancer is a lot of sending out resumes and getting rejected until you make it. And even then you are only as good as your assignment- current assignment. But you know that don’t you?
It is almost the end of the year and taxes are coming due. I have made some money but not enough. My hope is that I don’t owe any taxes from this job. Because I will have to pay for it. But I haven’t made that much. Except I believe I will owe taxes because nothing comes out of my check. So how does it work I actually, finally wonder? I do have some write-offs. But less this year than last year. I get mailed a lot of books plus I pay for my books for reviews. Shall see huh this year for real.
Another question, since all of my payments are actually online via electronic payment how does that work for submitting for tax consideration? I know this lady is definitely getting a visit this year. Because this year I have to actually file taxes.
Well if you want to read more about this, stay tuned for the next post about it. But not right away.
8 Exciting New Ways to Transform Your Mental Health
Lately, you’ve been feeling like you need to make a change in your life. It might seem as though you’ve been stuck in a rut for a while. If you’re tired of trying out traditional mental health care techniques with little results, it’s time to experiment with some of these innovative ideas from Live, Love and Laugh for a Healthy Lifestyle.
Adopt a Pet
Have you been feeling lonely lately? If you need some more love in your life, consider adopting a pet. When you adopt a pet, you take responsibility for the health and well-being of another living creature, which can give you a sense of purpose. Zoetis states that caring for a pet can actually lower your blood pressure and reduce your risk of depression and anxiety.
Take a Tai Chi Class
You don’t have to be in great shape to take a tai chi class! Tai chi is suitable for people of all ages and fitness levels. It’s a great way to improve your balance and flexibility while supporting your mental health. Plus, you can often find outdoor classes that are held in local parks!
Book a Vacation
Sometimes, you just need a change of scenery in order to feel a little better. If it’s been a long time since your last vacation, you might be due for a fun trip. Perhaps you could travel to see a friend, book a relaxing solo self-care retreat, or go on an exciting outdoor adventure. When you return home, you might realize that you’ve experienced a shift in perspective.
Learn a New Language
Do you often find yourself caught in a cycle of negative thoughts? Suppressing your emotions is not healthy, but sometimes you do need to shift your focus to a different area in order to give yourself some relief from anxiety. Learning a language is a great way to do just that. You’ll feel proud of your new skill set, you’ll stretch your brain in new ways, and you might even make friends with some language buddies!
Go to the Spa
While a spa day won’t necessarily cure anxiety, depression, or any other mental health condition, there’s no doubt that it can be therapeutic and deeply relaxing. Maybe you just need to escape for a little while! We tend to hold lots of tension and stress in our bodies, and getting a massage or facial can help you relieve some of that tension.
Maybe you’ve tried out traditional meditation, but you haven’t found it very helpful so far. You might be interested in trying breathwork, too. MindBodyGreen states that breathwork involves consciously controlling your breath to shift into a deeper state of consciousness. This turns meditation into a full-body experience that helps engage your mind.
Optimize Your Home
One path to greater well-being can be to focus on your living space. Clutter can be stressful, so make sure your home is clean and decluttered. It also helps to have some indoor plants around, as well as plenty of natural light to nourish both the plants and you. Lastly, smudge your home with sage to drive out negative energies that may be building up.
Enjoy Daily Tea Time
Human beings crave ritual. By adding a daily tea time ritual to your routine, you will automatically carve out time to relax each and every day. You will always have something to look forward to!
Mental health is complicated. The techniques that help somebody else heal might not work for you. By trying out a few of these different ideas, you can find relief from your mental health struggles.
Live, Love and Laugh for a Healthy Lifestyle offers a wealth of information on travel, health, and more! If you have any questions or suggestions, don’t hesitate to reach out!
Influencers Should Use These Strategies to Find Success by Cody McBride
Once you find your niche, influencing can become pretty lucrative as you work with brands and collaborate with other social media stars.
How do you become an influencer in today’s highly competitive market? The key is to establish what you’re best at while learning all you can about your target audience. They’re looking for someone with similar interests and tastes who can guide them through using different products or making lifestyle changes, so as an influencer, it’s important to create engaging content that speaks to a large number of people.
Once you find your niche, influencing can become pretty lucrative as you work with brands and collaborate with other social media stars. If you have the time to put into the influencer process and think you understand what your audience wants, start by finding inspiration from blogs like Live, Love and Laugh for a Healthy Lifestyle, then read up on how to make the most of your social media presence.
Utilize TikTok effectively
There are many social media platforms, but there may only be a couple that are right for you. It’s important to learn how to navigate each one before deciding on the best choice for your brand since their built-in tools are all a bit different. With TikTok, creators have the opportunity to see their content blow up overnight, so it’s essential to make sure every post is authentic and true to your vision. It’s also important to be responsive to your audience and engage with them as much as possible, and stay on top of trends by engaging with the content that others post. When you’re ready to grow your viewership, set up a TikTok ads account by naming the campaign, setting a budget, and targeting your audience. This will help your page cast a wider reach.
Make online tools work for you
Outside of social media, there are many types of online tools that can be highly valuable for influencers. Want to know who’s talking about your brand? Utilize a resource like Awario, which makes daily sweeps online to find any mention of your name or content so you can monitor the conversation and even join in. You can also branch out with your content by making videos for a YouTube channel. Just make sure your branding is consistent across all platforms and within your marketing strategy. You can use an online banner maker that allows you to input a creative logo, images, and/or text to customize an eye-catching banner for your channel.
Decide how to connect
No matter which channels and platforms you choose to share your message, it’s important to decide how you’ll connect with your audience. If you want to focus your content on travel, for instance, how much of your personal life will you share as you take your viewers along for the journey? Some influencers keep strict limits on how much they show on their professional social media pages, while others feel that giving “behind the scenes” looks can help them form a deeper connection with their audience. This is a personal decision that may change over time.
Create a schedule
When it comes to sharing, it’s a good idea to create a schedule that helps you stay consistent. Do some research on the best days and times of the week to post content that gains maximum exposure; this will vary across different platforms, but in general, your posts will likely get the most attention when shared on a Wednesday morning. Once you have a routine down, you’ll start to see your numbers remaining fairly consistent.
Becoming an influencer is a process that usually takes some time as you build up followers and create engaging content, but with the power of social media, you might find that you’re able to reach your goals as an influencer pretty quickly. Look for inspiration from other creators online and don’t be afraid to reach out and make connections, as networking can be extremely beneficial for both of you.
About the Author:
Cody McBride’s love for computers stems from high school when he built his own computer . Today he is a trained IT technician and knows how the inner workings of computers can be confusing to most. He is the creator of TechDeck.info where he offers easy-to-understand tech related advice and troubleshooting tips.”
How Do You Bank as a Freelancer? Part One by Nicole Harmon
Heads up-freelance work equals 40+ hours work weeks.
Hi all. Heads up-freelance work equals 40+ hours work weeks. But the flipside is if you find a paying client-not actually working until 10 p.m. in the evening is very feasible. For most of us we start our days as soon as new tasks available.” For me its either 1:00 a.m. to 3:00 a.m. I’m so happy to see that email. I’ve got work. Seems hokey right? It is not.
What that means is I live paycheck to paycheck. Is that wrong? For me it is semi-accurate. Let me explain. I get paid once a month. If all my checks for freelance work came in, I would be paid two checks per month. My last store job didn’t last. I am not currently working as a substitute teacher. So, I don’t have unemployment. I have been offered grant money which I am looking into accepting. The problem with the pay scheme as that scenario is- I need money to go into a bank and accumulate. I also may have to pay fees. Sometimes it could be weeks between paychecks as in more than two. I’m at one month. I need a bank that won’t charge me a fee, also gives me checks, charge card and a savings account. What I have read is that freelancers would also like a bank that could tally taxes and pay taxes. Some prefer a QuickBooks type that also tracks expenses, mileage, petty cash, bills, cash disbursements plus pay checks. Recently there have been a lot of options to help people particularly freelancers’ bank.
There are several new banking options for freelancers. I’m keeping track. Why you ask? Because I have problems with my checking account at a brick-and-mortar bank. Mostly I keep track of my money but sometimes I didn’t. As a result, I couldn’t keep my accounts. Now I need a checking account even for freelancing because some want to give you a check to deposit by mobile banking. Mobile banking is not as easy as it sounds particularly when you get email checks that you must print out to send into the bank. Sometimes they cash them, bounce them and then sometimes they just bounce them.
Options for Banking
I started with PayPal. It was a personal account. I could be paid via ACH or electronic payment. For me I could get paid without fearing a bounced check or fraud. If need be, I found out I could send checks to me for deposit in my brick-and-mortar bank. I could transfer money to my bank if it was attached. And I just found out I could cash checks through the website which then allows me to deposit and write checks. As PayPal is my business account that would do me very well. My first PayPal was for non-business even though I got paid for freelance ghostwriting. I was given a cash-debit card. The only way I could use it was if there were funds in my account (secured credit). Since I never made enough money, I didn’t ask for a 1099 which I could obtain via my freelance website PayPal. This year I have too because I opened my business: Nicole Harmon DBA Yasmine Jameson to an EIN. I was informed by the IRS; I must put that on all my taxes from now on and I must file. My eyes were so happy to see I could use Direct Deposit with a personal account. Then I changed to Thrive Cart for one of my affiliates-Hope writers. Unlike my fellow affiliate counterparts, who got informed how to join without upgrading, I had to upgrade my account to a me a kick in the pants to start the DBA.
But I still needed a bank account for checking. Before you say what about local banks, let me inform you we have two. I have been at one since 2007 when I moved back home to my parents prior to my father’s death. My problem is with recurring payments. I give my credit card number to the bill collector on the account and information needed to pay monthly bills upon due date by automatic payments-and one of 2(3) things happen in tandem:
- I lose my job
- End of unemployment
- Low funds in a bank account.
Plus, I would forget who had automatic payments on which credit card which by the way was unsecured credit in the beginning. I would stop not all my automatic payments or get charged and overdraw my account, bounce checks or both. Hence, my account would be closed and I’m without a checking. I had to close three checking accounts not the PayPal.
I also opened a Skrill account because I write for Topcontent and at the time they did not accept PayPal. I do a lot of work overseas for United Kingdom blogs and businesses who have blogs including gaming and gambling establishments. I also do work for the surrounding countries. Recently, I was granted “True Skriller” status. How? I downloaded the App. Now I can use as I use any other secured credit card. But I still need a checking account because most businesses give me a hard time with paying me via electronically. Websites have no problem. Companies do because they would like you to have checking at a brick-and-mortar bank. Recently I was told to open an online checking account such as Citibank online banking which is an online checking account. All is done via mobile phone and online. We shall find out the status of that later in the post.
Yes, a lot of new ways to bank are being offered particularly to those who have no bank and freelancers. All are being touted as the banking of tomorrow for freelancers. At last count four or five have been offered in my Facebook and Instagram account alone.
See How to Bank as a Freelancer Part Two on next post.
Note: If you would like to donate or subscribe to this website please choose one of the buttons. I have revised the subscribe payment amount. You can subscribe for $5.00 per year to receive the following: newsletters with premium content that will be marked on the website once I have subscribers. Access free of charge to the webinars and masterclass. And discounts on future books by Yasmine Jameson. You can also choose to donate any amount you wish from $1.00 up. Thank you for your assistance.
Freelance Questions Answered by Nicole Harmon
Solitary Life is a Writer’s Life by Nicole Harmon
Writing is solitary. Many of us do it alone. I like my house but when I go out, I like coffee shops. Used to be the park or the library. Now I’m chained to a wall adapter. My current project is out to nobody yet because I’m still working on it. But until then I am working on my freelance portfolio. Today, I was watching my email for call backs. Call back means an article sent back for editing, different than an actor’s call back. Been running a malware scan on my computer. Not only is it time for a new computer but also some more online storage. Did you know I have to have my Google sheet off during my virus scan? IK, IK, why am I telling you this-rambling on like this? Nah, I’m not bored…… TIRED! I’m Tired!
Affiliate Marketing by Nicole Harmon
Hi. This is a friendly reminder that this post may contain affiliate links. This means that if you click on them, I may receive some form of commission. Hopefully, though you will want to click on all the links. Also, I originally wrote this on June 11, 2021.
Affiliate marketing-I am going to give it my best. I had recently started posting in my social media accounts about https://www.topcontent.com/. See link here: https://app.topcontent.com/signup?aff_id=GjPacZGs. Why? Well, I have been a working member of the site for approximately two-three years now. Since starting I have had some work and then sometimes, I had no assignments. My true feeling-if you have assignments and don’t do them you lose them. And sometimes future opportunities will disappear. I do know if I take the assignment offered, I work. I know because I got an assignment, I didn’t mind at all. Yay was my reaction. Note to self: Someone else wasn’t so happy. So, I copied the original. And worked off that adding original content as I wrote. I think it came out well when I was finished. Waiting is what I do now to see if accepted and if I am receiving new assignments. Upon checking my email soon thereafter I handed it in there was no return email from https://www.topcontent.com/ and none returned regarding my second assignment. What I find to be gold here is I got my URL (-.com) for the website it will be posted on. So, copying the exact title helps me and you to find the article. Last week or the beginning of this week I joined the Affiliate Program of Topcontent.com. It’s to market the website to businesses to gain work for those of us who work there. To me, it’s a win-win. I recruit those who here the website and pay me.
Today or rather late last night, I was tired (find time). I posted in several of my accounts the affiliate link with this message:
Posted on June 10, 2021: Hi. Remember I have been talking about Topcontent.com? Well, I recently found out that you can also utilize their writing services as a business owner. If you are looking for a way to hire freelance writers Topcontent.com is the way to go. If you want to pay competitive rates, then Topcontent.com is the way to go. Just use the link provided below to learn more and join. Here is the link: https://app.topcontent.com/signup?customers&aff_id=GjPacZGs/. You won’t regret it. #freelanceopportunity #hiring #jobs #digitalmarketing #moneyinyourbank
Here is a recent post from Facebook: Posted in https://www.facebook.com/yasminejameson/ Hi. This post contains affiliate links: If you click on it and decided to use their services, I receive a commission.
I belong to a group of writers who write for a website group called Topcontent.com. They have a Facebook group here called Topcontent Freelancers. This is a website that will have steady work for you if you work. If you are a business or freelancer looking for workers to help you out on your blogs, or other writing then using this service is a good thing for you. You can join Topcontent.com and have them find the freelancer for you. All you do is click on this link: https://app.topcontent.com/signup?aff_id=GjPaZGs/. Once you join you decide how to pay the person, how many words, keywords use, backlinks used, and where it is posted. The freelancer who picks the assignment will write it for you. And the standards on the websites are high. Please click on this link: https://app.topcontent.com/signup?aff_id=GjPacZGs/, and join. Sincerely thanks, Nicole Harmon.
In case you wanted to see what my freelance writing since I started getting jobs has been like see my link to my portfolio on this blogsite: https://www.liveloveandlaughforahealthylifestyle.com/nicole-harmons-portfolio/. I also have a section specific to Topcontent.com. If you are wondering why there are no article titles listed there it is due to the terms and conditions of the website. We are under an NDA which is a non-disclosure agreement and cannot tell you what we do.
Here is the total number of articles I did last payment cycle: 8.
My hope and call to action for those who are reading this article is: If you need ghostwriters then please hire on Topcontent.com ghostwriters.
Their standards are good, and we the ghostwriters follow your instructions as laid out by you. The turnaround from editor to proofreader is a few days, and the ghostwriter has 12 hours to return the corrected article. Sometimes it may be longer if returned more than once. Do you need a translation of your native language to English? If so, Topcontent.com has the people to do it. The latest add-on to website tasks is editor/proofreader. You see it is one-stop shopping. I hope you can see your way to hiring ghostwriters through Topcontent.com. Just use their link here: https://app.topcontent.com/signup?aff_id=GjPacZGs/.
Not only do you get ghostwriters, but you can also request private tasks from those you like. To date, I have I believe had four or five private tasks. I missed two recently. One I opened only to have it blip right off the screen. I was told that someone had gotten to it at the same time. If you prefer to hand out private tasks, then come try Topcontent.com. Just use the link: https://app.topcontent.com/signup?aff_id=GjPacZGs/, https://app.topcontent.com/signup?aff_id=GjPacZGs/, and start.
I work there and have found them responsive to my questions and requests for work. So, if you want to write join, take the test, and start work. On the flip side if you are a business looking for ghostwriters then join Topcontent.com too. Am I selfish? Yes. You join and I may get more work. So how selfish can I be?
If you are black and are looking for networking connections, business connections, or personal connections the following should be of interest to you. Although I am not an affiliate for the two, I think they are worthwhile groups to look at if you are interested. Please if you are not a black person do not be offended as the following links are intended for black people. The groups help black-owned businesses get noticed and work. (BOB) Black-Owned Businesses. Join this group. And (BOBW) Black-Owned Businesses by Women. Join this group.
JOIN ALL OF THE ABOVE! JOIN!